Somehow it Does Not Seem Right

Yesterday was amazing. I had already been to church on Saturday night, but I think it’s important for family members to attend together, so I went on Sunday with my sister. Sometimes you just know a message is right for a certain person, and this was one of those times. I didn’t want her to miss it.

When we arrived, I let her decide where we would sit. I always take the first convenient seat. There are TVs all over the church. It makes no difference at all where you sit, except that the music is way too loud at the front. But she likes to be up by the stage. Yesterday, she didn’t care where she sat, so we took two seats in the back. The message was great, and when it was over, the pastor’s mom came up and introduced herself. She and her husband sit in the back, and because we were so near them yesterday, they noticed us. That was great. Anything that helps us get more involved is good.

Afterward, I went to watch the Dolphins with Val and Pat and Tommy, and although I didn’t expect to achieve anything with regard to religion, by the end of the day, two people had decided to go to church with me. I couldn’t believe it. We’ll be going on Saturday.

The sermons my pastor is turning into a book contain a section in which he says each of us has four “families.” One family is our friends. He says you can’t hang around with people who don’t believe, because they pull you back into a worthless lifestyle. That had concerned me, so before I went over, I asked God to help me lead rather than be led. And look what happened. I was content to sit there and be quiet. I had very little to do with it. But it happened.

On the way home, I thought about the offer I made on the pickup. They wanted about two thousand over what they had in the truck, and they wanted me to finance it. The theory behind financing is that I get a thousand more off the price, because Ford has a finance rebate. I don’t want to finance, because I hate debt.

Well, guess what? It’s an even worse idea than I thought. If I finance, the payments will be several hundred a month. Under the terms of the contract, I’ll have to pay for several months before I can pay the balance off and get rid of the loan. Now, what do you call the first payments you make on a loan? “Interest.” It has no effect on the principal. It’s pure profit for Ford. Depending on the rate, I’ll be shoveling a huge pile of money directly to Ford, effectively jacking up the price of the truck.

Man, I get tired of being treated like a moron. Do they seriously think I’m stupid enough to pay them over two grand in interest to get a thousand back? On what planet do they find people dumb enough to fall for that?

Show me where I’m wrong. The loan isn’t interest-free. On their sites, they’re quoting 7%. That means something like two grand in interest, and until Ford gets it, the amount you owe remains constant. Principal comes later.

Talking to a car salesman is about like talking to Satan. If you can deal with car salesmen and drug addicts, nobody alive can fool you. Their tactics are exactly the same. You have to wonder how much higher new car sales would be, if people didn’t dread being lied to and abused every few years. Realtors are angels compared to car salesmen. So are most other salespeople. I wonder why the car industry attracts the worst liars. Car people can’t even tell the truth in the service department. The dealers hire slimy salesmen and call them “advisers.” Their advice usually amounts to “spend money and get nothing in return.” Geez.

Lawyers can’t hold these people a light. They are not even in the same universe.

The crazy thing is, this is their best behavior. This is how they act in a recession, while trying to sell an old truck nobody wants. A vehicle which tops out at 18 miles per gallon. I can’t even imagine dealing with them on something that’s actually appealing to buyers.

Craigslist is starting to look better and better.

Not really. It’s horrible.

Anyway, I am passing up the fantastic deal the salesman offered me. Call me crazy.