Still Here

September 27th, 2024

Tennessee Looks Better and Better

Things are looking good, post-Helene. God took care of us. A tree fell over in my side yard, maybe 80 yards from the house. A smaller tree snapped about halfway up near the workshop, but it didn’t hit the building. We have a lot of leaves down.

There may be some trees down farther from the house. I haven’t checked yet. the lights went out for about 30 seconds, but they came back on. People here got very serious about tree-trimming after Irma, so power outages are not as common as they once were. I checked the power company’s site last night, and I saw a total of 14 outages on their map. That’s impressive.

My wife had a doctor’s appointment set for today, and they called and said they had no power. That was a surprise.

My big complaint is the upcoming weather. We expect a nasty, rainy week, so I’m not planning to do much about the debris right away. The general rule is that the weather gets noticeably better in October. Can’t wait.

The coast is a wreck. Not the entire west coast; just the areas where the surge was bad. It looks like the 20-foot surge that was predicted failed to materialize, to no one’s surprise, but I did see video of small houses floating around. I saw a lot of structures that are just plain ruined. I don’t know where people will go.

Sooner or later, coastal people will have to get serious about building for hurricanes. The people who own concrete houses on stilts don’t have much to be upset about today, but owners and occupants of frame houses situated on the ground have lost everything.

Everyone hates insurance companies, but insurance is a business, and it’s not realistic to expect insurers to offer good rates to people who know their homes will sustain catastrophic damage every 25 years or so.

I don’t know why coastal people got in the habit of building structures that weren’t ready for hurricanes. It’s bizarre. Everyone knows storms will come. Everyone knows how to build for them.

Another interesting phenomenon: rescuers were pulling people out of flooded areas late last night. Why were they still there? Two days ago, everyone knew these places would flood. Shelters were ready.

I saw a video of an airboat that had been removing people from an area where there was a Martin Luther King Jr. Boulevard. I don’t understand ghetto people. They did the same thing in Louisiana when Katrina hit. Stayed right where they were.

Ghetto people have a culture of helplessness. Can’t work. Can’t get through high school. Can’t take care of their kids. Can’t stay out of prison. Can’t evacuate before storms. Can’t recover after storms.

Helping the poor is hard mainly because they respond so badly to help. They turn every blessing into a problem. They are used to being rewarded for failure, so they put their energy into failing.

My aunt was a principal in Eastern Kentucky. They used to test the kids for ADD. She found out parents were telling their kids to fail on purpose so they could get aid money. I wonder how those kids are doing today. Well, I don’t have to wonder. Everyone who could add two and two left, and now the place is full of drug addicts and professional thieves.

The failure culture is found everywhere people have gotten used to government handouts.

I don’t understand the people who left their cars in flood areas. It’s not that hard to drive a mile inland. Now they’re pedestrians, and if they replace their cars, they’ll have to pay the deductibles.

Coastals need to learn not to move into homes that can’t withstand storms. Even if you’re insured, you have to move out and throw out lots of your belongings. You probably won’t be compensated for everything, because you won’t have an inventory, and you won’t be paid replacement cost. Even if they overpay you, replacing your stuff will not be a simple matter. It will take a very long time, and many things won’t be available. While you’re living somewhere else, there’s a good chance looters will come in. It’s better to start off in a home that won’t flood or disintegrate.

Insurance isn’t God. It can make things better, but it’s no substitute for prevention.

If you look at the web, you’ll see people promoting the notion that hurricane-proof homes require magical new technology, or that they cost too much. Not true. My dad’s house down south was built in 1951, and it took about 170 mph without significant damage. There are concrete stilt houses all over the Keys, and they don’t all belong to tech billionaires. I put hurricane doors and windows in a house for under $20,000, which is not much compared to decades of insurance premiums.

Houses built for hurricanes cost more, but not that much more, and they save a fortune. It’s not unusual for a modest home to cost $700,000 today. Adding $50,000 to make it safe from storms is a reasonable expenditure.

Why don’t schools in coastal states teach kids these things? Too busy telling them Heather has two mommies and that chromosomes don’t matter.

My house is hurricane-proof, by local standards. It wouldn’t work in Cedar Key a hundred yards from the Gulf, but it will take anything a hurricane can dish out in my area. It would take a tornado to take it out. I felt pretty good when I heard a storm was coming, because I knew the odds of a serious problem were extremely low.

If I had just moved in without thinking, I could be in a flood plain right now.

Later on, I’ll look around and see if any other trees need to be cleaned up. I already know I won’t have to file any claims.

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