The Best Defense is no Offense

April 29th, 2011

Or Something

I got more input on the “seven blessings of Passover” thing. Aaron chimed in and pointed out a few things. Here is one comment:

Each festival has its own offering with minor variations. Passover initiates the omer offering which is done daily until Shavuot. Whether Shavuot is a “major” offering versus other festivals isn’t clear. It’s “first fruits”. Never heard of an offering where volume was a factor. The most sacrifices were during Sukkot, but that was because there were sacrifices by Jewish priests on behalf of other nations as well as the Jews.

There were freewill offerings, but there is no linkage to volume.

Some offerings differed upon the means of the person making an offering, reducing an expensive animal to an inexpensive dove or even a handful of grain.

Also:

Ultimately, even in a time where there is no Temple, the prophet Daniel proves that sacrifices and even a Temple aren’t necessary for a connection to G-d.

Hosea 14:3 “Take with you words, and return unto the LORD; say unto Him: ‘Forgive all iniquity, and accept that which is good; so will we render for bullocks the offering of our lips.’”

Sacrifices are an exercise in the process of tshuvah. They are not the primary focus or goal of Jewish scripture.

I suppose a Christian could jump up and say I shouldn’t listen to a Jew and overrule a Christian. The fatal problem with that argument is that the seven blessings doctrine purports to be based on Jewish practice, so Jews are the ultimate authorities. Jews did not believe in seven special offering-related blessings at Passover or Yom Kippur, so the doctrine can’t be right.

The whole idea of giving monstrous offerings in order to get God’s favor is dubious. Jesus said his yoke was easy and his burden was light; it’s hard to reconcile that with giving away your kids’ college money. I recall Aaron telling me that Jews think it’s generally a bad idea to give away more than 20% of your increase, and that makes sense to me, barring some sort of miraculous command delivered by an angel. You have a responsibility to avoid becoming dependent on others, which is what happens when you impoverish yourself.

The whole “give to get” gospel is a problem. It does not work. Churches are full of people who give and don’t get! We keep hearing that our miracles are just around the corner, but…they’re not! We don’t see huge numbers of Christians raking in large sums of cash as a result of tithing and giving offers. If the “give to get” message were true, there would be Christian billionaires all over the place, and people would be trampling each other to get to churches so they could join up and get rich.

I want to be careful. I am positive God rewards charity right here on earth; he promised to do this in the Psalms, and I have seen it happen. I also believe God rewards people who tithe and give offerings. The promise in the book of Malachi probably reflects a principle that applies to Christians as well as ancient Jews. But I do not believe God gives money to people who can’t handle it, and I don’t believe you can force God to give you great wealth. And I don’t think you have to give extravagantly, except in unusual circumstances.

If you have a good job, a house, money to pay for good things, no debts, you enjoy life, and things go well for you, you’re prosperous. That’s a fantastic standard of living. I think God provides these things to people who are generous and who seek his kingdom first. There is a lot of scriptural evidence for that. But I don’t think God wants everyone to have a helipad and a castle, nor do I believe you have to give yourself into poverty in order to give God an opportunity to rescue you.

I’m also disturbed that preachers encourage people to give borrowed money to God when they can’t pay their debts. I’m disturbed that preachers don’t criticize covetousness and overspending. I’m disturbed that preachers don’t caution people not to give money they should be spending on their families or the poor.

As I understand it, the Jews believed you had to do right by man in order to get favor from God, so if you were a deadbeat, or if you were stingy with everyone but God, your offerings would be rejected. I know someone who gave stolen money to ministries. And I know there are millions of deadbeat, spendthrift Christians who put donations on their credit cards. I’m sure there are millions of Christians who give money to ministries while neglecting the poor, simply because most–MOST–prosperity preachers don’t talk much about charity. They say, “Pay ME, and God will pay YOU.” I don’t believe that kind of offering is acceptable. If anything, it should lead to curses and lack.

Jesus said you shouldn’t dedicate something to God in order to avoid giving it to your needy parents. That makes sense to me. God doesn’t need money, but people do. Our purpose in the world is to undo evil and spread salvation. We are the earth’s managers. We should be looking to do as much good as possible, with the resources we have.

The thing about borrowing in order to donate is very troubling, because the Bible tells us over and over again not to borrow. Debt is a horror. It’s a form of slavery. When you take on debt, you promise to give your future time and work to the lender. You become his slave, as the Bible says. I can’t believe God would ask a human being to get involved in that, in order to give a donation to a ministry.

Jesus told us not to promise or swear. What’s the first thing you have to do, if you go into debt? You have to swear. You sign a piece of paper, swearing you will pay. Jesus said anything beyond “yes” or “no” is from Satan, and loan notes are great examples.

Satan loves it when we make rules. He loves law. As soon as you make a rule, he has a new tool to use against you. He looks for a way to make you break the rule. And a promise is a rule you apply to yourself. So when you promise to pay a debt, presumably, Satan does his best to see to it that repaying it is a hardship, so you will be tempted to break your word.

This is what I believe, so I avoid signing promises, and I hate debt. I’ll sign a Mastercard receipt, because the world is set up so using cash is just too hard, but I won’t run a balance from month to month, and I don’t have any long-term loans. I know you can generate a lot of wealth through debt, but you can also lose your reputation and your standard of living. I love knowing that what I own, I OWN. Have you ever asked yourself what a typical parking lot would look like, if all the cars that weren’t paid for disappeared? What would a typical block look like, if only paid-up houses remained? America would look like the middle of Australia!

This is an important thing to think about, because we’re headed for a financial meltdown, and when it hits, it will matter whether your car and house belong to you. A lot of people who are driving BMWs and living in big houses right now will be wandering around begging, because their possessions will be gone, their jobs will be gone, and they will have no savings. Most Americans have little or no net worth. Many have negative net worths.

So anyway, I would never borrow money in order to make a donation to a church. I would quit donating to ministries (except tithing) before I would give up charity. And I would never donate or even tithe unless I had my debts in order. I don’t believe God will bless me for being a parasite and a thief.

Truthfully, I don’t even believe in mortgages. I know that’s a scary thing to say, but it’s true. I don’t want to go to bed at night knowing a bank owns my future and my house. The government (especially the courts) belongs to Satan, and so do the banks. I don’t want to get involved in that mess, just so I can have a bigger home sooner. If you’re going to believe, BELIEVE. Don’t say, “Oh, I walk by faith, but EVERYBODY has a mortgage. EVERYBODY has a car loan.” Walk by faith or admit you don’t. I don’t believe in mortgages. Call me crazy.

I’ve heard preachers say it’s a blessing to qualify for a car loan. I’ve heard them cite car loans as evidence that tithers got blessed. That seems insane to me. A car is a blessing. But a note that says you’re allowed to pay twice the car’s value in order to get it right now? How can that be a blessing? It’s a hook in your jaw, and it devours your money by causing you to get less for it. It’s like buying a bag of locusts.

In law school, I knew a guy who bought a convertible using a student loan. His friends used to ridicule him. They called it “the Ferrari,” implying it would cost as much as a Ferrari by the time he paid the interest. People used to say that if you bought a pizza in law school, it would cost $30 by the time you paid Sallie Mae. It’s funny that they didn’t extend this logic to the loans they incurred after entering the job market. How is a mortgage any different?

Student loans are particularly horrendous, because you can’t get rid of them. Bankruptcy doesn’t affect them. You pretty much have to prove you’re paralyzed in order to escape. Or you can die. Other than that, you’re owned. And when you don’t pay, they add the interest to the capital. I know someone who owes almost $200,000 because of that. The original loan was probably five figures. Now that I think about it, I know a couple of people in that situation, and they’re not going to make it as lawyers, so you have to wonder what they’ll do. They promised. Satan observed and acted. Now the walls of the pits are a thousand feet high. The strongholds are built.

Not only do they have permanent debt, but their credit ratings are wiped out. That means no one will hire them, because employers check these things. It means they’ll pay more for insurance, too. It even means no one will want to marry them, unless they manage to hide their debts.

Don’t borrow unless you have to. That’s all I can say.

I don’t want to fall into offense over this. I just saw a timely message from John Bevere, about avoiding getting into confrontations with other Christians. But I don’t think he explained it as well as he could have. He said Satan uses Christians who are “in opposition” to do his work. He cited 2 Timothy 2. But that’s not quite what it says. It doesn’t forbid opposition or correction. In fact, 2 Timothy suggests we are supposed to correct others. Here:

2 Tim 2:23-26
But stay away from stupid and ignorant controversies — you know that they lead to fights, and a slave of the Lord shouldn’t fight. On the contrary, he should be kind to everyone, a good teacher, and not resentful when mistreated. Also he should be gentle as he corrects his opponents. For God may perhaps grant them the opportunity to turn from their sins, acquire full knowledge of the truth, come to their senses and escape the trap of the Adversary, after having been captured alive by him to do his will. [CJB]

So, what I take away from this is that I have an obligation to point out error, when it comes to important disputes. That’s the farthest thing from wrong. But I have to do it gently and with humility, which is always a challenge. And when it mentions doing Satan’s will, it’s referring to those who are corrected, not those who correct.

Interesting stuff. I hope I’m right.

One thing I’m sure of: the “seven blessings” teachings are wrong.

8 Responses to “The Best Defense is no Offense”

  1. Rick C Says:

    “Student loans are particularly horrendous, because you can’t get rid of them.”

    Yep. And it’s worse than that. If you are stupid and get student loans and don’t pay them back on time, not only will your wage get garnished to the tune of up to 25% of your take-home pay, but the collection agencies have an additional way to nail you: they can take an additional 50% or so of the loan amount as both a penalty to you and a service charge to themselves.

  2. Rick C Says:

    “Not only do they have permanent debt, but their credit ratings are wiped out. That means no one will hire them, because employers check these things. It means they’ll pay more for insurance, too”

    By the way, not all of these things are true in all cases.

  3. Ed Bonderenka Says:

    I was in a service one and a visiting pastor I knew quoted:
    “Owe no man but to love him.”
    He then pointed out that borrowing was against God’s will.
    Against God’s will is what is called sin.
    Who thought they were going in the rapture?
    Who had promised to stay and pay a 30 year mortage?
    If they had had them, they might have picked up rocks to stone him.
    I look at a mortgage as an obligation I incur as opposed to rent.
    Yeah, I’m paying usury, but my rent over that period would be the same or more.
    If you default, they take the property not your life.
    The risk is shared.

  4. Steve H. Says:

    When it comes to law, I don’t think anything is true in all cases.

  5. Steve H. Says:

    I don’t want to be stoned to death, but I think we need to start seeing mortgages as problems, not blessings.

  6. Aaron's cc: Says:

    Secured debt, like a mortgage, isn’t a problem.
    .
    You’re not supposed to give sacrifices if you have debt. The creditor deserves to be paid back, first. G-d told Abraham to tend to his guests, first.
    .
    If you want to give more than 20%, the best way to do this would be to create another successful business and employ people so that they won’t need charity. Focus efforts on teaching people to fish, not giving them fish. There are some exceptions… for instance the victims of the current storms need immediate assistance.
    .
    Jews have always had “Free Loan” societies, too. What’s great about them is that your donation is effectively recycled so that your $100 or $1000 is used again and again for years. The key is vetting the organization.
    .
    Ecclesiastes 12:13 “The end of the matter, all having been heard: fear God, and keep His commandments; for this is the whole man.” Laws beyond those in scripture, I’ll agree that they are stumbling blocks. Of course, of the 613 commandments, about 1/3 apply to Jews during holidays, about 1/3 apply when there is a standing Temple. Of the remaining 1/3, some apply to women, some to men, some to Cohens, some to Levites, some to the unmarried, some to the married, some to divorced, some to widows, widowers, sons, daughters, some at night, day, in a cemetery, at a wedding, at a shiva, while praying, while at business… I once heard that the maximum that might be applicable to a Jew at any non-holiday moment is somewhere around 80. Most days go by without dealing with half.
    .
    Is a law not to even own false weights a tool of Satan? Another law not to delay payment of a worker?
    .
    Of course, most of these don’t apply to you except for the general Noachide commandment to create courts of law.
    .
    Ancient tradition is that courts were held at the gates of a city or community. Kinda rules out a whole employed legislative class that runs for elective office. Becoming a ruler by promising to seize assets of property-holders to give them out to voters is definitely a recipe for prospective evil.

  7. Steve H. Says:

    I don’t agree about a mortgage not being a problem. It subjects people to the risk of being thrown out of their homes, and it costs a lot of money in interest. It also puts the mortgagor in bondage; if you have to pay a note every month, you will be very reluctant to do anything that puts your income at risk, so you will be subject to temptation.
    .
    As Christians see it, just about any law can be a tool of Satan. We don’t see ourselves as bound by the Jewish law, and we believe what we have is better because it is less subject to abuse. It’s not a simple idea to explain to someone of another faith. From a superficial point of view, it doesn’t make a lot of sense.

  8. Aaron's cc: Says:

    Forgot to note that there’s no such thing as personal bankruptcy in Jewish law. Thus, loans were typically fewer and less risky.
    .
    I think the Talmud has an expression for the kinds of loans promoted by Barney Frank and unopposed by W: “meshuggeneh”.
    .
    In LA, a modest Orthodox family has enough children to far exceed apartment space within walking distance to shuls. Monthly mortgage payments are less than rent on 3-4 bedroom apts. Moving to cheap rural land isn’t feasible because that would prevent attending a minyan on the Sabbath.
    .
    For those who choose not to fulfill the positive commandment “be fruitful and multiply”, housing options are far more flexible.